As a traveler it is advisable to choose travel insurance that will help you to protect from potential threats in France. Here’s a comprehensive guide on different types of insurance you may need for a trip to France:
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Travel Insurance
France travel insurance protects several risks including cancellations, delays in a trip, and cases of lost luggage. Here are a few reliable providers:
- Allianz Global Assistance: Trip cancellation/interruption and loss of luggage and/or delayed flights insurance. Visit allianztravelinsurance.com.
- World Nomads: Freestyle travel insurance perfect for those who thrash around and do not stick to a routine including cancellation and medical.
- AXA Travel Insurance: Offers with options for trip cancellation, medical emergency and lost baggage for intercontinental tourist.
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Health Travel Insurance
While they may be rating high on the indices of health care; health care may be costly hence tourists need to sort viable health insurance policies.
- Atlas Travel Insurance: Offered the traveler’s plans which have very comprehensive medical benefits that our visitors can select.
- Seven Corners: Offers an employee medical insurance plan which also entitles reimbursement in case of a medical emergency during a trip.
- IMG Global: Notable for offering affording travel health insurance plans for short and short to medium durations.
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Auto Insurance
When you take a car rental service in France, auto insurance is not optional.
- Allianz Global Assistance: Car insurance for rental transport where you are protected in case of an accident to the car, to other people, or to the car is stolen.
- Bonzah: Low cost online rental car insurance that will protect you against loss or damage to the car, to third parties and for personal accident.
- Insure My Rental Car: Offers low cost rental car insurance against damages and theft cheaper than insurance provided by their rental car counterparts.
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Life Insurance (Temporary Travel Life Insurance)
Traveler involved in risky activities may find it suitable to take up a life insurance policy.
- Allianz Global Assistance: Provides, as part of the travel services, an option of buying life insurance for adventurous travelers.
- AIG Travel Guard: It is understood as accidental death and dismemberment as part of more extensive travel insurance.
- World Nomads: Offers coverage for life adventurous activities such mountain climbing, skiing, scuba diving among others.
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Emergency Evacuation and Repatriation Insurance
Emergency evacuation insurance reimburses transportation to a clinic or one’s home nation in a crisis.
- Seven Corners: Covers evacuation and/or repatriation only in the program of extensive travel insurance.
- IMG Global: Provides emergency evacuation inside travel insurance plans.
- GeoBlue: Medical travel insurance including medical emergency evacuation and medical repatriation.
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Adventure or Sports Insurance
In case you are going to hold high risk activities, you need adventure or sports insurance.
- World Nomads: Also exists with adventure sports in its travel insurance products which may be suitable for people engaging in risky activities.
- IMG Global: Sells different products regarding various travel activities and has a separate category for extreme sports insurance.
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Personal Property Insurance
If you are moving or shipping belongings that will cost a lot of money to replace such as electronics, cameras or jewelry then personal property insurance is useful.
- Clements Worldwide: Gives limited protection against loss of personal effects, loss of money, and other valuables in the course of travel.
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Flight Insurance
Flight insurance includes flight risks like accidents, flight connectivity problems like missed flights.
- Allianz Global Assistance: Includes flight insurance as one of the travel insurance products; including cancellations and flight delays insurance.
- Berkshire Hathaway Travel Protection: It is famous for its flight insurance for delay and cancellation.
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Identity Theft Insurance
Comprehensive coverage insurance offered for identity theft can be useful in order to prevent the theft of personal data including passport or credit card.
- Allianz Global Assistance: Provides identity theft insurance, along with recovery services, in connection with the sale of travel services.
- AIG Travel Guard: These returns feature ID theft protection if your documents are stolen during your trip and extend to covering legal charges too, all as part of your travel insurance.
- Identity Force: Current service focus is on identity theft with services available in any part of the world.
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Gadget or Mobile Device Insurance
If you are carrying along items such as smart phones, tablets or cameras, then gadget insurance should be considered.
- Square Trade: Often includes fairly specific items, such as coverage for electronics and portable devices as well as for any damage or loss while traveling.
- Worth Ave. Group: Offers coverage in smart phones, laptops and other gadgets commonly referred to as ‘’Electronics, Gadgets and gizmos”.
Conclusion
While touring in USA it is wise to insure your health, your trip, and your belongings in case of the ugly news. It is good therefore to consider what your particular needs are and decide which of the insurance types to go for to have a relaxed tour.
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